Card Services


Here at West Texas Credit Union, we offer 3 different card services to specifically fit your needs: Visa Debit Card, MasterCard, and Visa Gift Cards.

Visa Debit Card
With your debit card, there is no need to carry your checkbook or large amounts of cash. Just present your card at the time of purchase and the amount will automatically be deducted from your West Texas checking account. You will save time and money since there will be no check to write or time spent waiting for check approval. The transaction details will show up on your account statement, listing the date and location of each transaction.

  • Eligible with a share draft checking account
  • FREE ATM transactions at any of our partnered ATM locations
  • May withdrawal up to $500 per day at any ATM location, if funds are available in account
  • Unlimited daily spending limit, if funds are available in account 
  • Limited to 20 uses per day 
  • May be transacted as debit or credit – When used as debit, funds are immediately debited from cardholders checking account

*If you have a lost or stolen Visa Debit Card, you may call any WTCU location during regular business hours, or after hours and holidays, please call 1-800-472-3272.

A credit card from West Texas Credit Union is the convenient and affordable way to make your shopping, dining, entertainment, and travel purchases easy. Discover the true rewards of a low interest rate credit card with no hidden fees or service charges.

  • MasterCard – 11.9% APR*
  • MasterCard Gold – 10.5% APR*
  • Share Secured MasterCard – 11.9% APR*

Click here to apply for a MasterCard

*If you have a lost or stolen MasterCard please call 1-800-442-4757.



Visa Gift Cards
A WTCU Visa Gift Card is the perfect gift for any occasion. Stop by any of our 3 convenient locations to purchase a gift card.

  • $3.00 fee for each gift card
  • Can be loaded with any desired denomination
  • Fast, easy and makes the perfect gift!

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