Mechanical Breakdown Protection


Don’t risk an expensive repair bill. With AssureGuard Auto by Revolos, you can be sure that even when things go wrong, you’ll be alright. With AssureGuard Auto mechanical breakdown protection, it’s easy and affordable to protect your auto investment from the shock of unexpected repairs. Here at West Texas Credit Union, we offer 3 levels of coverage: Ultimate Guard, Preferred Guard, and Classic Guard. 


Protection for nearly all mechanical, electrical and electronic parts, except a short list of excluded items. It’s the most complete coverage type available. Includes PREFERRED GUARD, plus the following:


In the event your key/remote is lost, stolen or destroyed, we will reimburse you for the reasonable repair cost for a replacement key/remote up to a maximum of eight hundred dollars ($800) per year.  Includes additional key replacement up to two hundred dollars ($200), and home lockout assistance.


Provides for the repair/replacement of tires and wheels which become unserviceable due to a road hazard, with a benefit of two hundred dollars ($200) per tire and wheel. Includes flat tires, tire replacement, wheels, mounting/ balancing and taxes. Also included is cosmetic wheel repair up to one hundred fifty dollars ($150) per wheel.


STANDARD Coverage Levels

Protection against specific, named mechanical parts. It’s a cost-effective option that also provides peace of mind. Higher levels include more named parts. Refer to the checklist chart for an overview of coverage.

Preferred Guard - Includes all of Classic Guard plus more to protect 17 of your vehicle’s major component groups.
Classic Guard - Powertrain coverage to protect your vehicle’s 5 largest component groups.

Engine  ●   ●
Turbo/Supercharger  ●  ●
Transmission  ●  ●
Drive Axle Assembly  ●  ●
Electrical  ●  ●
Modified Vehicle Coverage: Lift kit/tires  ●  ●
VIP Anniversary Pak  ●  ●
Cooling  ●  
Enhanced Electrical  ●  
Fuel Delivery  ●  
Suspension  ●  
Brakes  ●  
Electronics  ●  
Steering  ●  
Emissions  ●  
Air Conditioning  ●  
Interior/Exterior  ●  
Utility Package  ●  
Smart Tech Package  ●  
Driver Assist Tech Package  ●  

Exclusions Include†:

  • Routine maintenance service
  • Trim, mouldings, carpet, paint
  • Exhaust & emissions
  • Normal parts wear
  • Tires, wheels/rims (except Ultimate Guard) & glass
  • Failure caused by misuse or negligence
  • Collision, theft, vandalism, weather

 †Refer to your service contract for a complete list of coverage details and exclusions.

Why it's great

✅ No waiting period
✅ Multiple deductible options
✅ Up to 8 years & 125,000 mile terms
✅ Consequential damage coverage
✅ Wear & tear coverage
✅ Seals and gasket coverage
✅ Hybrid vehicle coverage
✅ Transferable protection
✅ 60 day free look period
✅ Nationwide coverage

Member Value Advantage

✅ Rental car - Pays for the expense of a rental vehicle when your vehicle is in service for covered repairs
✅ VIP anniversary pack - One time reimbursement for battery replacement, gas, oil change and car wash.
✅ Emergency roadside assistance - Up to $100 per occurrence, even if there is no service contract claim for: towing & wrecker service; flat tire change; emergency gas delivery; battery jump start; key lockout service
✅ Travel expense reimbursement - Helps offset the cost of lodging and meals if a covered failure occurs when you are traveling away from home
✅ Paintless dent repair* - Specialized hand tools gently push the dented metal back to its original form on your vehicle with no impact to your paint (limit 5 repairs per contract)
✅ Windshield protection* - Covers the cost of repairs to the front windshield of minor chips and cracks caused by propelled rocks or other road debris (limit 5 repairs per contract)
Optional coverage
  • Business/Commercial Vehicle Use Coverage
  • HEV/EV Battery Pack

*Limited to ONLY five (5) repairs per contract.

Download the Mechanical Breakdown Protection brochure here.

How to get coverage

Tell your Loan Officer that you’d like to add Mechanical Breakdown Protection to your loan before financing, and your loan officer will discuss the available options with you. Options will vary based on the year, make, model, and mileage of your vehicle. Stop by your neighborhood West Texas CU branch or give us a call at (432) 934-0433 for more information. 

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