Youth Accounts

ROUTING NUMBER: 316386777

At West Texas Credit Union, we stand ready to be there every step of the way as you educate your children on financial responsibility. Our Youth Accounts are ideal for young members and they will be members for life!

 

Minor Savings Account

  • Any child under the age of 18 (child DOES NOT have access to funds until 21 years of age)
  • Nine (9) withdrawals per quarter
  • $5.00 minimum balance requirement
  • No monthly service charge
  • An adult over the age of 18 is required as custodian/guardian
  • Dividends are accrued daily and posted quarterly


Youth Joint Account

  • Any child under the age of 18 (child DOES have access to funds)
  • Nine (9) withdrawals per quarter
  • $5.00 minimum balance requirement
  • No monthly service charge
  • An adult over the age of 18 is required as joint owner
  • At age 15, child is eligible for checking account and Visa debit card
  • Dividends are accrued daily and posted quarterly

*Required at time of opening: Child’s birth certificate and Social Security card, along with custodian’s Drivers license and Social Security card, and initial opening fee.

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